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Two in five married men and women admit they lie to their partner about finances

imageDo YOU trust your spouse with money? Two in five married men and women admit they lie to their partner about finances, hiding everything from shoes to bank accountsStudy by theNational Endowment for Financial Education found that there are often hidden money between couples who combine financesThe size of the secret can vary, and occasionally it's for something good, like one spouse saving up for a giftHowever, hidden finances can lead toargumentsand even divorceMore men (46%) hide money or purchases than women (38%)By

As wedding season kicks off and Under Armour Micro G couples get ready to say their vows, Under Armour they may want to sit down have have a serious talk about fidelity financial fidelity.

A new study found that two in five Americans who have combined their finances with their spouses admit to hiding financial information or lying to their partners about money matters.

And while sometimes those lies and omitted truths can be about something small and relatively harmless like a shopping back obscured in the back of a closet the dishonesty can often lead to bigger problems, including divorce.

Of those polled, 39 per cent have hida purchase, bank account, statement, bill, or cash from their partner. A smaller percentage committed more serious deception: 16 per ent have lied about the amount of debt they have or even how much they earn.

That hidden money doesn't always have to mean trouble, though. Some people revealed they'd been socking cash away for surprises, like a gift or vacation.

But more often than not, being dishonest about funds comes with more devious motives, andexperts warn that financial deception, no matter the scale, can cause damage or even end a relationship.

'When you agree to combine finances in a relationship, you are also agreeing to a certain degree of cooperation and transparency in your money management,' Ted Beck, president and CEO of NEFE said in a statement. 'Yet we're seeing the implicit promise of collaboration destroyed by financial game playing.'

It's a lot easier to conceal the information in the digital age than it was years ago. Receipts can be texted and credit card statements can be emailed, leaving less of a paper trail.

And that may have contributed to the rise of people keeping mum about money details: Asics gelquantum 365 SHIFT 42 per cent of those surveyed admitted to financial infidelity this year, compared to 33 percent just two years ago.

imageBut while that is likely a component of the deception, NEFE spokesman Paul Golden says it's difficult to say exactly why financial infidelity is on the rise. What the organization does know is that it's more likely to occur in relationships where finances are combined and only one person assumes responsibility for managing the money. Golden said having both people involved creates a system of 'checks and balances.'

The issue of deception appears to run across all the board. About 46 per cent of men and 38 per cent of women have committed an act of financial deception. And while it happens at all ages, the practice appears more common among younger adults, with 61 per cent of those ages 18 to 34 admitting to the act.

The problems often don't surface until a major event forces it out, like buying a home, purchasing a car, or Asics Onitsuka Tiger refinancing. Some respondents didn't find out about hidden spending habits until their divorce proceedings, or after the death of their partner.

The NEFE found that most of the time the deception undermines the relationship causing arguments, mistrust, and Under Armour Micro G even divorce. Surprisingly, a small percentage of respondents said it brought them closer because it forced them to face their financial issues together.

According to Sonya Britt, an associate professor of personal financial planning at Kansas State University who specializes in financial therapy, the problem can begin before a couple even walks down the aisle.

'We are socialized to not talk about money,' she said. 'When [couples] are dating, they are not having the conversations they need to about money.

Those awkward conversations can pay off in the long run, since Sonya's research has found that arguing about money is one of the top predictors for divorce.

That's not to say that couples need to report every dime they spend, though. NEFE says each couple needs to find a budgeting and money management system that works for them. And the threshold for what can be spent without checking in with the other varies with each couple.

Luckily, there is some good news for recent newlyweds. Research by credit reporting bureau Experian found that couples who have gotten married after the recession are more apt to talk about finances early on. But Sandra Bernardo, manager of consumer education at Experian, says they still aren't talking to the extent they should. Daughter Khloe Kardashian is also seen looking very worried and supporting her mom near the driver\'s side of the car.